Other self-employed or freelancer and can of course also pay contributions into the pension fund. The paid-up contributions, whether voluntary or compulsory insurance, the depositors so that the pension fund, those who have left the labor force. Who's going into retirement, is entitled to a pension. The pension scheme can only work as long as when the contract between the generations remains stable. It must have more children are born. This means that the younger generation finance the pensions of older generations. In case of illness or before the insured person reaches retirement age can not be sent immediately to retire. It is first tried everything under the medical and vocational rehabilitation to restore health. If not go, then there is a pension. Every insured person who goes before the retirement age for retirement is, for the pension insurance contribution failure and more costs for pension payments. For the power calculation of personal insurance expiration of the insured is required. It is calculated, how long and how much was paid to the insured items. Child-rearing and education are valued as compulsory contribution periods. Unexplained times to try to clarify - and can not be resolved will be lost. Finally, a decision with all the information on the contributions paid, losses, etc. listed. This is the final decision on the fixed annuity.

Who before the 65th Age of retirement shall be applied, according to the applicable law without a normal pension and surcharges. All subsequent retirement means 0.5% per month to 2 years. If exercise pensioners in addition to their pension rule a job, they are exempted from contributions. There are no contributions withheld from employees more, but the employers are required to pay part of their contribution if the person were insured. The contributions have no effect on the pension of the pensioner. This is to be prevented but not that employers have the idea to hire only employees exempted from contributions. It does not matter who employs the employer, he must be a flat rate of 15% of the full contribution rate for all employees to pay. The normal retirement age will increase gradually through 2029 to 67. But if workers are paid 45 years contributions into the pension, they can continue to go 65 years without reductions in retirement. Parental leave until the tenth year of life are in the process. Workers who are fit and have a well paid position can gradually reduce their work. You do not need to switch her life totally. With the retirement law, they can create jobs and give the younger workers willing to work a chance and relax to prepare for retirement. In this case there is no early retirement, because the amount of retirement pension is kept stable by contracts. Most of the workers go because of a disability over 90% in retirement. First, a temporary pension is granted, then it is converted at the entrance of the normal pension age pension in time. When the widow's pension must survivor of 45 Years of age and demonstrate a disability. In addition, at least educate a child orphan's pension and a marriage that is not less than one year. When all requirements, then a widow's pension is paid.